Texas personal installment loans
Personal Loans in San Antonio and Across Texas
Need personal loans in San Antonio? Lendify offers $300-$2,500 with fixed payments every 2 weeks and no collateral required. Review the Texas estimate, prepare your documents and start your application.
Approval is not guaranteed. Examples only.
Estimate your Texas biweekly payment
Set an amount and term to review the Texas payment and total. Use the biweekly amount to plan around your income and expenses. Estimate, not an offer.
Texas rules
Estimate, not an offer. Approval is not guaranteed. Examples only.
Personal loans in Texas: start with the full cost
Personal loans in Austin, Houston and other Texas cities follow the state product requirements. Review the schedule and prepare documents before applying online.
Compare a statewide schedule
Whether you are considering personal loans in Dallas or El Paso, use the Texas estimate to review fixed biweekly payments and the total before starting online.
Bring verifiable income
Texas residency is part of the requirements. Lendify also reviews stable income, monthly expenses and creditworthiness to assess ability to repay.
Borrow without collateral
Lendify personal installment loans require no collateral or cosigner. Review the document checklist and prepare personal references for the application.
Serving Texas residents online
Lendify is an online lender. Apply from San Antonio, Dallas, Fort Worth, or other listed communities. Review the state requirements and prepare documents before starting.
- San Antonio
- Dallas
- Fort Worth
- Arlington
- Plano
- El Paso
- Austin
- Round Rock
- Cedar Park
- Houston
- Baytown
- Conroe
- Corpus Christi
- Laredo
- McAllen
- Waco
- Lubbock
- Tyler
- Rosenberg
- Beaumont
- Amarillo
- Rio Grande City
- Odessa
- Brownsville
- Harlingen
- Weslaco
- Abilene
- Killeen
- Waxahachie
- Mesquite
- Bryan
- San Angelo
- Edinburg
- Victoria
- Irving
- Denton
- League City
- Katy
- McKinney
- Cypress
- Clear Lake
- Pasadena
- Longview
- Alamo
- New Braunfels
- Palestine
- DeSoto
- Greenville
- Burleson
- North Richland Hills
- Spring
- Tomball
- Humble
- Kingsville
- Nacogdoches
- Midland
- San Marcos
- Plainview
- Manor
- Marshall
- Bastrop
- Lufkin
- Henderson
- Kyle
- Seguin
- Addison
- Temple
- Weatherford
Lendify is an online lender: there is no branch to visit. Apply online from anywhere in Texas.
Texas example payments and total costs
| Amount financed | Term | Payments | Every 2 weeks | Total of payments | APR |
|---|---|---|---|---|---|
| $500 | 7 months | 15 | $36 | $547 | 30% |
| $1,000 | 11 months | 24 | $48 | $1,151 | 30% |
| $2,500 | 18 months | 39 | $80 | $3,119 | 30% |
Texas law: Texas Finance Code §342.201(e): up to 30% a year on loans up to $4,600 (the examples use 30% with no fees). Regulator: Office of Consumer Credit Commissioner (OCCC).
Any loan terms shown are examples. The actual loan terms you may qualify for may vary based on your specific payment schedule, credit determination and state law.
Check the Texas application requirements
18 or older
You must be at least 18 years old.
Live in a Lendify state
California, Texas, Illinois or Arizona.
$10,000+ a year
Annual income of at least $10,000 from a stable, verifiable source.
One Lendify loan at a time
No other active Lendify loan, and no Lendify application in the last 90 days.
Able to repay
Lendify looks at your monthly income and expenses.
Credit review
Lendify reviews your credit report and other criteria. Eligibility is not guaranteed.
Gather identification, income and address documents
1 photo ID
- Matrícula consular
- US driver’s license or ID card
- Foreign passport
- US passport or passport card
- Other government photo ID
- Green card
2 proofs of income
- Most recent pay stub
- Most recent bank statement
- Last month’s transaction history (check cashing or bank)
- Most recent benefit form or letter (welfare, unemployment, Social Security)
1 proof of address
- Bank statement
- Electric, water or phone bill
- Cable or internet bill
- Insurance statement
- Credit card or loan statement
- Mailed credit card or loan offer
- Current lease
- Pay stub
Originals only — no photocopies. You also add personal references; Lendify confirms they know you.
Your online application, step by step
- 1Start online
Fill out the application. It takes a few minutes.
- 2Send references and documents
Add your personal references and upload your ID, income and address documents.
- 3Sign and get your funds
Lendify lets you know in about 24 hours after it receives all documents. If approved, sign your loan documents and receive the funds.
Compare Texas loan terms before choosing
| Question | Lendify | Other options to review |
|---|---|---|
| Payment schedule | Fixed payments every 2 weeks. | Check how often payments are due and how they fit your budget. |
| Full borrowing cost | Review the Texas example payment and total. | Check the APR, fees and total alongside the payment. |
| Early repayment | No prepayment fee; paying early lowers finance charges. | Check early repayment terms and any charges before signing. |
Know the lender and where to ask questions
- Loans are made by Lendify Financial LLC. Read the Texas license disclosure and OCCC information when reviewing the state cost examples.
Lendify Financial LLC
333 Bush Street, 17th Floor, San Francisco, CA 94104
(866) 281-3054 · [email protected]
Licenses
Loans are made by Lendify Financial LLC. Loans made or arranged in California pursuant to a California Financing Law license, in Texas pursuant to a Regulated Lender license, in Illinois pursuant to a Consumer Installment Loan Act license, and in Arizona pursuant to a Consumer Lender license.
Questions or complaints
- Texas: Office of Consumer Credit Commissioner (OCCC)
- Consumer Financial Protection Bureau: consumerfinance.gov/complaint
Take the next step from Texas
Review the Texas total, prepare accepted documents and start your application online.
Approval is not guaranteed. Examples only.
Texas loan questions
Can I start online from San Antonio, Dallas, El Paso or Austin?
Yes. Texas residents can begin online from those cities, submit personal references and upload the required documents. Applicants must meet the state residency, age, stable income, ability-to-repay and creditworthiness requirements. Lendify also requires no other active Lendify loan and no application in the last 90 days.
Do Texas city names on this page indicate Lendify branches?
The city names describe Texas coverage for the online application process. Start online, submit personal references and upload the required documents. Prepare one photo ID, two proofs of income and one proof of address, then review the income and creditworthiness requirements.
Which Texas rule supports the illustrated loan costs?
The Texas examples use Texas Finance Code Section 342.201(e), with the rate shown for the Texas example model. Use the illustrated payment and total to compare costs. These are examples; actual terms depend on the payment schedule, credit determination and state law.
Are Texas payments monthly or every two weeks?
Lendify payments are due every 2 weeks. A monthly equivalent can help you review a budget, but it does not replace the biweekly payment schedule. Read the Texas payment amount alongside the total, and check your loan documents for the actual terms before signing.
Can a Texas applicant use a foreign passport for identification?
Yes. A foreign passport is among the accepted photo ID choices. You also need two proofs of income and one proof of address, with no photocopies. Other accepted photo IDs include a US passport, a US driver's license or ID card, and other government photo identification.
Who handles consumer concerns about Texas loan examples?
The Office of Consumer Credit Commissioner, known as OCCC, is the Texas regulator listed for these examples. Consumers can also raise concerns with the Consumer Financial Protection Bureau, known as CFPB. Lendify customer care contact details are available on the page for loan questions.