California personal installment loans
Personal Loans in Los Angeles and Across California
Lendify personal loans in Los Angeles and across California offer $300-$2,500 with fixed payments every 2 weeks. No SSN or ITIN is needed. Prepare your identification and start your application.
Approval is not guaranteed. Examples only.
Estimate your California biweekly payment
Review the California payment, total and APR estimate together. The model includes state-specific interest and fee assumptions. Estimate, not an offer.
California rules
Estimate, not an offer. Approval is not guaranteed. Examples only.
Serving California residents online
Lendify is an online lender. Apply from Los Angeles, San Diego, Fresno, or other listed communities. Review the state requirements and prepare documents before starting.
- Los Angeles
- San Diego
- Fresno
- Bakersfield
- Sacramento
- San Jose
- Stockton
- Riverside
- Antioch
- Modesto
- Clovis
- Visalia
- Ontario
- Milpitas
- San Pablo
- Roseville
- Rancho Cordova
- Santa Ana
- Hayward
- Chula Vista
- Pleasant Hill
- Torrance
- San Fernando
- Whittier
- Lemon Grove
- Suisun City
- San Francisco
- Jackson
- Redding
Lendify is an online lender: there is no branch to visit. Apply online from anywhere in California.
California personal loans: get your documents ready
Begin with identification, income and address documents when considering personal loans in Los Angeles. The checklist below gives the accepted choices for each part of the application.
Choose an accepted photo ID
A foreign passport or other government photo ID can meet the identification checklist. Check all accepted choices below, along with proof of income and address.
Review local loan requirements
For personal loans in California, state residency is only part of the picture. Lendify also reviews stable income, ability to repay and creditworthiness.
Plan payments alongside paperwork
Once your documents are ready, review California installment payments and cost examples. Fixed biweekly payments help you see the schedule before you decide.
Prepare your accepted ID and other documents
1 photo ID
- Matrícula consular
- US driver’s license or ID card
- Foreign passport
- US passport or passport card
- Other government photo ID
- Green card
2 proofs of income
- Most recent pay stub
- Most recent bank statement
- Last month’s transaction history (check cashing or bank)
- Most recent benefit form or letter (welfare, unemployment, Social Security)
1 proof of address
- Bank statement
- Electric, water or phone bill
- Cable or internet bill
- Insurance statement
- Credit card or loan statement
- Mailed credit card or loan offer
- Current lease
- Pay stub
Originals only — no photocopies. You also add personal references; Lendify confirms they know you.
Check the California application requirements
18 or older
You must be at least 18 years old.
Live in a Lendify state
California, Texas, Illinois or Arizona.
$10,000+ a year
Annual income of at least $10,000 from a stable, verifiable source.
One Lendify loan at a time
No other active Lendify loan, and no Lendify application in the last 90 days.
Able to repay
Lendify looks at your monthly income and expenses.
Credit review
Lendify reviews your credit report and other criteria. Eligibility is not guaranteed.
California example payments and total costs
| Amount financed | Term | Payments | Every 2 weeks | Total of payments | APR |
|---|---|---|---|---|---|
| $500 | 7 months | 15 | $41 | $595 | 60% |
| $1,000 | 11 months | 24 | $54 | $1,260 | 52% |
| $2,500 | 18 months | 39 | $85 | $3,327 | 39% |
California law: California Financing Law, Pilot Program (Fin. Code §22370): 36% a year on the first $1,000, 35% above it, plus an administrative fee of up to 7% or $90. Regulator: Department of Financial Protection and Innovation (DFPI).
Any loan terms shown are examples. The actual loan terms you may qualify for may vary based on your specific payment schedule, credit determination and state law.
Prepare documents and start online
- 1Start online
Fill out the application. It takes a few minutes.
- 2Send references and documents
Add your personal references and upload your ID, income and address documents.
- 3Sign and get your funds
Lendify lets you know in about 24 hours after it receives all documents. If approved, sign your loan documents and receive the funds.
Compare California loan terms before choosing
| Question | Lendify | Other options to review |
|---|---|---|
| Payment schedule | Fixed payments every 2 weeks. | Check how often payments are due and how they fit your budget. |
| Full borrowing cost | Review the California example payment and total. | Check the APR, fees and total alongside the payment. |
| Early repayment | No prepayment fee; paying early lowers finance charges. | Check early repayment terms and any charges before signing. |
Know the lender and where to ask questions
- Lendify Financial LLC is named in the loan disclosures. Review the California Financing Law license wording, DFPI information and company contact details.
Lendify Financial LLC
333 Bush Street, 17th Floor, San Francisco, CA 94104
(866) 281-3054 · [email protected]
Licenses
Loans are made by Lendify Financial LLC. Loans made or arranged in California pursuant to a California Financing Law license, in Texas pursuant to a Regulated Lender license, in Illinois pursuant to a Consumer Installment Loan Act license, and in Arizona pursuant to a Consumer Lender license.
Questions or complaints
- California: Department of Financial Protection and Innovation (DFPI)
- Consumer Financial Protection Bureau: consumerfinance.gov/complaint
Have your California documents ready?
Review accepted identification and your payment estimate, then start your application.
Approval is not guaranteed. Examples only.
California loan questions
Can Los Angeles residents begin a Lendify application online?
Yes. California residents can begin the application online, submit personal references and upload the required documents. You must meet the age, income, ability-to-repay and creditworthiness criteria as well as state residency requirements. Lendify checks your credit score when you apply, although no credit history is required.
Does this California page also cover Fresno, Bakersfield and San Diego?
This page describes Lendify personal installment loans for California residents, including the cities listed here. The process starts online, followed by personal references and required documents. Prepare photo ID, proofs of income and proof of address, and review the income and creditworthiness requirements.
Which identification options are listed for California applicants?
The accepted photo ID list includes a Matricula consular, US driver's license or ID card, foreign passport, US passport or passport card, other government photo ID, and Green card. Prepare an accepted ID without photocopies, plus the required proofs of income and address.
Why do California examples include a different APR estimate?
The California estimate combines an interest model with an administration fee assumption, so its APR estimate differs from a simple interest rate. Review the estimated payment and total alongside that APR. The examples are not an offer; actual terms depend on payment schedule, credit determination and state law.
Is the San Francisco contact address a local loan pickup location?
The San Francisco address in Lendify's contact information is the legal company contact address. It is not confirmation of a loan pickup location. Start the application online, and use customer care for questions about the product or required documents rather than treating that address as a pickup point.
Where should I look for California installment payment details?
The related California installment payments page explains the biweekly schedule, credit review and cost estimate assumptions for the same Lendify product. Payments are fixed and due every 2 weeks. Use the related link below, then review the California examples and total before starting your application.